Generate professional client-facing performance reports with portfolio returns, allocation breakdowns, and market commentary. Suitable for quarterly or annual distribution. Triggers on "client report", "performance report", "quarterly report for [client]", "generate reports", or "client statement".

Client Report Workflow Step 1: Report Parameters Client name and household Reporting period : Quarter, YTD, annual, custom range Accounts : All accounts or specific account Benchmark : S&P 500, 60/40 blend, custom benchmark matching IPS Firm branding : Logo, colors, disclaimers Step 2: Performance Summary Household Summary: QTD YTD 1 Year 3 Year Ann. 5 Year Ann. ITD Ann. Portfolio Benchmark +/ By Account: Account Type Value QTD YTD Benchmark Joint Taxable Brokerage John IRA Traditional Jane Roth Roth IRA 529 Plan Education Total Step 3: Allocation Overview Current allocation with visual (pie chart or bar chart): Asset Class % of Portfolio $ Value Benchmark % Step 4: Holdings Detail Security Asset Class Shares Price Value % of Portfolio QTD Return Step 5: Market Commentary Brief market summary tailored to the client's level of sophistication: What happened in markets this quarter (2 3 sentences) How it affected the portfolio Outlook and positioning rationale (2 3 sentences) No jargon for retail clients; can be more technical for sophisticated investors Step 6: Activity Summary Trades executed during the period Contributions and withdrawals Dividends and interest received Fees charged Rebalancing activity Step 7: Planning Notes Progress toward financial goals (retirement, education, etc.) Any plan changes or recommendations Upcoming action items Next review date Step 8: Output PDF report (8 12 pages) with firm branding Word document for customization Excel data appendix (optional) Report Structure: 1. Cover page (client name, period, firm logo) 2. Executive summary (1 page) 3. Performance summary (1 2 pages) 4. Allocation overview with charts (1 page) 5. Holdings detail (1 2 pages) 6. Market commentary (1 page) 7. Activity summary (1 page) 8. Planning notes (1 page) 9. Disclosures and disclaimers (1 page) Important Notes Performance must be calculated net of fees unless client/compliance requires gross Always include appropriate disclaimers and disclosures (past performance, risk factors) Reports should be consistent across clients — use a standard template Match the level of detail to the client — some want every holding, others want a one page summary Benchmark selection matters — use the benchmark from the IPS, not whatever looks best Review for compliance approval before first distribution of a new template

client-report